Case Studies

Client: Barry O’Brien

Barry O’Brien is part of a circle of friends who are all taking their first step onto the property ladder.

So when several of the group successfully used Rock Financial Consultants to arrange their mortgages – including one who had had difficulty securing a mortgage through high street lenders – Barry decided to talk to Rock too, although initially, he was a little wary about using a non-traditional route to source his mortgage.

Rock charge a modest fee for searching the mortgage market for the product best suited to each client, and then processing their mortgage application.

Barry admits he was slightly sceptical about that, although now he appreciates that Rock’s knowledge and expertise in the mortgage market give clients access to a much broader range of products than a bank or building society could offer.

He and his girlfriend have completed the purchase of their flat in Sutton, London, which they moved into in August 2007, and Barry is happy that he followed his friends’ recommendations.

Barry, who works as a television editor, said: “Rock were really helpful. I had done some calculations and worked out roughly what we could afford to borrow but was open to suggestions on the kind of deal.

“We went for a fixed rate mortgage, as we’re young and it enabled us to budget and gave us an affordable way to get onto the property ladder.

“Rock kept me informed all the way through and if I rang and left a message, someone would always phone me back. I’m really pleased I went to Rock and they have definitely saved me much more than the fee I paid.”