Mortgage Timeline

“Rock will make the process of finding your perfect mortgage a simple one. We will then guide you through the purchase process from offer right up to completion.”

Before you find a property
We start with a full appraisal of your situation: what you want, what you can afford and what you can borrow, based on your income and attitude to risk. Then we’ll find a suitable product. Our advanced Mortgage sourcing system is updated daily, so our advisers always know the latest deals from the biggest, most reputable lenders.

After you’ve found the property you want
Even if you already have a mortgage offer, we will check the market to ensure it is still the most suitable.

While buying your property
We make the application to the lender and maintain contact with them right through the process. We also liaise closely with lenders, solicitors, surveyors and estate agents, making any interventions necessary to avoid problems at completion.

And Beyond…
We will continue to monitor your situation and contact you after a couple of years. The mortgage market changes constantly, as do your circumstances. Perhaps you no longer have an issue with proving income, for example. Whatever your situation we’ll advise you on your best option.

Rock Financial Consultants have access to the following Lenders